First Mid-Illinois Bank & Trust

Close to where I live, but I have had better service. Part of it may be my credit rating. I walked in there on the recommendation of a local friend. Turns out that people like me with credit issues (and have never bounced a check ever) that free checking is not free, but includes a $9.95 monthly service fee. When I can find a better situation in banking I certainly will. No one trying to deposit a check should be spoken to like a felon (nor have their deposits withheld for 10 days for no logical reason).